Evidence session on credit searches
27 October 2009 (updated on 22 April 2010)
The Treasury Committee holds a short inquiry - starting at 9.45 am - on the impact of credit searches on the credit ratings of consumers shopping around for personal loans or credit cards, on the most advantageous terms
Evidence is sought on:
- the effect of multiple credit searches on individuals' credit ratings including the size of the change in credit scores
- the extent to which lenders offer best practice quotation searches
The witnesses are:
9.45am
- Martin Lewis, moneysavingexpert.com
- Toby Van der Meer, managing director, moneysupermarket.com
10.30am:
- Steve Martin: external and regulatory affairs manager, Equifax
- Gillian Key-Vice: head of government affairs and regulatory policy, Experian
- Eric Leenders: executive director of retail, British Bankers Association
- Fiona Hoyle: head of consumer finance and fraud, Finance and Leasing Association
- Jan Smith: industry relations director, Callcredit Information Group
11.15am:
- Vivienne Dews: executive director, corporate services; Nigel Cates: deputy director, Consumer Credit Group, Office of Fair Trading
- Jonathan Holbrook: head of data protection practice (private sector), Office of the Information Commissioner